There’s a reason the Dominican Republic breaks tourism records year after year — it’s one of the most beautiful paradises in close reach to Americans ready to live it up on Spring Break, burn through PTO come summertime, and escape the dwindling temps during fall and winter.

That said, the U.S. Embassy has just issued a new travel alert for the Dominican Republic, and the reason may not be what you expect…

Stunning scenery in Puerta Plata, Dominican RepublicStunning scenery in Puerta Plata, Dominican Republic

Boasting captivating culture, world-class resorts, pristine white-sand beaches, and underrated cuisine, there are few places to kick back or turn up at your leisure than the D.R.

The entire crew at Travel Off Path ventures off to the Dominican Republic any chance we get, whether it be following the crowds to Punta Cana or checking out the latest up-and-comers, such as Miches.

However, there’s also an aspect of this Caribbean hotspot that travelers need to know before setting their minds to “Vacation Mode”, and it’s become significant enough to trigger a new travel alert straight from the US Embassy.

Peeling Back The Layer Of Underlying Issues

Couple kayaking in the Dominican RepublicCouple kayaking in the Dominican Republic

Let’s not pretend the US isn’t full of its own problems. In the same breath, let’s also not overlook the safety concerns of traveling abroad to quite literally anywhere, as accidents can happen anywhere at any time.

While it’s true that a vast majority of tourists make it back home unscathed no matter the destination, the US Embassy felt it was necessary to issue a new travel alert regarding the importance of obtaining travel insurance to better protect yourself on your trip — and there have certainly been horror stories coming out of the D.R. in recent years.

I think it’s safe to say we’re all sick of talking about the dark days of the pandemic, right?

However, around this time, there were numerous reports of strange illnesses (and even deaths) at luxe resorts, though it was later determined no foul play occurred.

Aerial view of Miches, D.R. coastlineAerial view of Miches, D.R. coastline

Regardless of circumstance, these situations are impossible to predict, making insurance-free travel a roll of the dice.

There’s also the aspect of the Dominican’s driving hazards. In fact, one insurance company ‘across the pond’ claims their data shows “the Dominican Republic has the highest road fatality rate in the world, with nearly 67 deaths per 100,000 people”.

Infrastructure can be lacking in some areas, including major cities like Santo Domingo and Santiago.

Not to mention, there are oftentimes shortages of emergency personnel, and the main reason for the US State Department’s Level 2 advisory is due to ‘violent crime’.

All of these factors tallied up mean one thing — travel insurance is a must for your Dominican vacay.

Better safe than sorry, no?

Woman relaxing in Bahia de las Aguilas near Cabo Rojo, Dominican RepublicWoman relaxing in Bahia de las Aguilas near Cabo Rojo, Dominican Republic

Popular comedian Sam Morril once said about his dating life, “I’m like the Dominican Republic, I’m great for like 5 days, and then they’re like, ‘Oh, you have some problems that I was not aware of’”.

Ouch. The truth hurts sometimes, but he’s got a valid point.

While you can’t help his Hinge matches, you can ensure (err, insure?) you’re protected if you-know-what were to hit the fan.

As The Dominican Surges, More Travelers Explore Beyond Punta Cana

As a first-time visitor to Punta Cana last summer, I gotta say it’s hard to imagine this popular resort town not feeling like a safe haven.

White Sand Beach In Punta Cana, Dominican RepublicWhite Sand Beach In Punta Cana, Dominican Republic

With a fruitful expat community and modern amenities, chances are you won’t encounter any danger here beyond an upset stomach (always pack Pepto!).

However, what’s become increasingly obvious in recent years is how travelers are scratching their wanderlust itch, venturing into new territory — and this is where some risk comes into play.

Say you want to check out one of the D.R.’s new vacation hotspots, Samana. That’s a 3 to 4 hour shuttle ride from Santo Domingo.

When you arrive, there are plenty of outdoor activities, such as waterfall hikes. Slip on a wet rock without insurance? That’s a big oops!

The Dominican Republic's El Limon waterfallThe Dominican Republic's El Limon waterfall

Why The US Embassy Is Urging Americans to Obtain Insurance

One hugely important reason the Embassy is urging American travelers to obtain insurance is the simple fact that Dominican medical care requires upfront payment (even in emergencies).

A car wreck or slip n’ fall would be a bad time to write an I.O.U.

Here are some common coverages for travel insurance:

  • Hospital visit coverage
  • Cancelled flights
  • Lost luggage
  • Medical evacuation

Woman on a beach in Punta CanaWoman on a beach in Punta Cana

Many plans offer 24/7 assistance in English, making the tedious process much less of a headache.

The bottom line is the Dominican Republic can be an excellent place to vacation, but it’s important to know the risks.

The reality is you may never use your policy, but when you do, having the right coverage can quite literally be a lifesaver.

Sam Sears

Sam, our Lead Writer & Journalist based in San Diego has visited 36 countries and written over 1000 articles with a focus on sharing his own travel experiences and shining a light on lesser-known gems.

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